Examples of Hardships
There are far too many hardships that can qualify you for a short sale or for a loan modification to possibly list. We have included a long list of the most typical hardships that qualify people for a loan modification or a short sale.
You can use these hardships when writing your own hardship letter or you can use a sample hardship letter that we offer for free. Examples of hardships include, but are not limited to:
Loss of employment
Health related issues
Decrease in earnings
Active military deployment
Death in the family
Major property damage
Temporary earnings reduction
Denied for a refinance
Permanent disability
Temporary disability
Retirement or fixed income
Incarceration
Major depressive episode or other psychiatric disorder




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my husband and i have move from detroit and we have been going for a year. And our home has been up for sell for 2yr.we can’t no longer pay my house payment is current not late at all.